Flexible Financing To Maximize Your Business Growth
When your business is ready to expand, we have got the financial solutions to help you seize them in the simplest and fastest way!
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Benefits & Privileges
Find special offers and solutions, all right here for you.
About Us
First N Ever has been providing financial services to individuals and businesses for more than 20 years.
Our priority is to assist you boost your cash flow, stay liquid, and keep your company moving forward! We deliver the best financial solution by supporting you with our lowest rates and fast approval process.
PERSONAL FINANCING - Product Disclosure
Kindly read and understand this Product Disclosure Sheet and the Terms and Conditions before you decide to take up Personal Loan product.
Loan Repayment Schedule
| Loan Amount | 6 Months | 12 Months | 24 Months | 36 Months | 48 Months | 60 Months |
|---|---|---|---|---|---|---|
| 10,000 | 1,766.70 | 933.30 | 516.70 | 377.80 | 308.30 | 266.70 |
| 20,000 | 3,533.30 | 1,866.70 | 1,033.30 | 755.50 | 616.70 | 533.30 |
| 30,000 | 5,300.00 | 2,800.00 | 1,550.00 | 1,133.30 | 925.00 | 800.00 |
| 40,000 | 7,066.70 | 3,733.30 | 2,066.70 | 1,511.10 | 1,233.30 | 1,066.70 |
| 50,000 | 8,883.30 | 4,666.70 | 2,583.30 | 1,888.90 | 1,541.70 | 1,333.30 |
| 60,000 | 10,600.00 | 5,600.00 | 3,100.00 | 2,266.70 | 1,850.00 | 1,600.00 |
| 70,000 | 12,366.70 | 6,533.30 | 3,616.70 | 2,644.40 | 2,158.30 | 1,866.70 |
| 80,000 | 14,133.30 | 7,466.70 | 4,133.30 | 3,022.20 | 2,466.70 | 2,133.30 |
| 90,000 | 15,900.00 | 8,400.00 | 4,650.00 | 3,400.00 | 2,75.00 | 2,400.00 |
| 100,000 | 17,666.70 | 9,333.30 | 5,166.70 | 3,777.80 | 3,083.30 | 2,666.70 |
- 6 months – 60 months repayment term
- 12% – 18% APR.
- Repayment terms and interest rate are subjected to your conditions (T&C Apply).
Solutions for business owners like you
Supporting Malaysia business, every step of the way. As a licensed financial institution, First N Ever provides financial solutions through professional advice and tailor made financing packages.
Why First N Ever
Our Happy Customer
How To Apply
Get approved in just 4 steps
Free Consultation
Click WhatsApp for free consultation.
Submission
Complete your basic application details and submit the documents.
Verification
Attend an interview once your application is shortlisted.
Approval
Once approved, the financing amount will be given within 3 days
Eligibility and Requirement
1. Personal Financing
- Applicants must be Malaysian citizens
- Minimum basic salary of RM 4,000.
2. Business Financing
- Business registered under SSM for at least 1 year
- Company must be registered in Malaysia
- Majority shareholding by Malaysian
Licensed Moneylender & Credit Community in Malaysia
Registered Company: First N Ever Jewellery Trading
KPKT License No: WL5871/10/01-10/101026, Validity Period 10/10/2024 – 10/10/2026
Advertising Permit No: WL5871/10/01-10/101026
Maximum Interest Rate: 12% per annum (secured loan) & 18% per annum (unsecured loan)